Bulk freight
End dump factoring
Aggregate work generates a lot of small invoices fast. Turn short hauls into same-day money, with tickets in by 11 AM CST and no minimum on how many you send.
Aggregate work stops when the ground freezes and the jobs close. A monthly minimum bills you through a winter you did not haul in. There is no minimum here, and no fee for a quiet month.
The cash cycle
Why end dump freight waits.
End dump economics are unlike long-haul economics in one way that matters enormously to cash flow: the invoices are numerous and individually small. Six short hauls out of a quarry in a day is six tickets, not one. Over a construction season that is hundreds of invoices, each of them modest, all of them owed by a contractor whose own payment is tied to a draw schedule on a job site.
That is where carriers get squeezed. Construction payment chains are long, and a highway contractor waiting on a progress payment from a state DOT is not going to fund your fuel out of their own pocket. Meanwhile aggregate hauling burns fuel and tires at a rate that punishes anyone financing it thirty days behind.
Factoring turns each ticket into cash the same day it's submitted by 11 AM CST, which is what makes it possible to run a dump truck operation on someone else's payment schedule without a credit line. And because there is no minimum, the seasonality works: pave season is when you factor heavily, winter is when you barely factor at all, and neither one triggers a fee.
What rides in it
- Sand, gravel, and crushed stone
- Asphalt and millings
- Fill dirt and topsoil
- Frac sand and drilling aggregate
- Demolition debris and construction spoil
Who pays the invoice
Quarries, ready-mix and asphalt plants, site and highway contractors, DOT prime contractors, and the aggregate brokers between them.
This is what actually gets underwritten. Approval depends on your customer’s credit, not on your operating history.
Paperwork
What to send with the load.
Send all the paperwork related to the load. What that includes depends on the customer; these are the most common. Upload it all to the Smart Freight Portal.
Rate confirmation
The agreement with the broker or shipper, showing the load and the agreed rate.
Scale tickets
The weights, on any load that is weighed or paid by weight.
Bill of lading
Signed at delivery. It is the proof the load moved.
Not sure what a customer needs? Call and ask before you haul it.
How it works
Haul it, send it, get paid.
- 01Monday, 9:40 AM
Haul the load
Book it wherever you book freight. You choose which customers you factor, customer by customer. Nothing obligates you to send us all of them.
- 02Monday, 10:15 AM
Send the paperwork
Upload all the paperwork for the load to the Smart Freight Portal: usually the rate confirmation, scale tickets and bill of lading.
- 03Monday afternoon
Get paid the same day
Loads submitted by 11 AM CST, Monday through Friday, are paid the same day. Loads submitted after 11 AM are paid the next business day. The money lands in your bank by ACH.
Questions
End dump factoring, answered.
Can I factor several small loads from the same day?
Yes. Send them together or one at a time, whichever suits you. There is no minimum invoice size and no cap on how many you submit, and a day of short aggregate hauls is a normal submission rather than a special case.
What if the contractor pays slowly because of a job draw?
That is exactly the gap factoring is for. You are paid the same day on loads in by 11 AM CST, and we carry the wait and the collection follow-up. What we look at before approving the customer is their credit, which is why the approved list matters more on construction work than almost anywhere else.
Get your end dump invoices paid the same day.
The application takes a few minutes and commits you to nothing. No contract, no minimum, no monthly commitment.