Born in bulk · Built for every load

About Smart Freight Funding

Smart Freight Funding is a freight factoring company in Waterloo, Nebraska, founded in 2015 and part of the BulkLoads family. We made our name factoring bulk freight, and we factor every trailer type and any load.

Our story

Started in bulk. Still here for every load.

Smart Freight Funding was founded in 2015 by Rachael Biesterfeld, Jared Flinn and Matt Fredin, who still own it. It started as a factoring company for bulk carriers: hopper bottoms, end dumps, pneumatics and walking floors, hauling freight that settles on scale tickets and is owed by elevators, quarries and plants.

Jared Flinn also co-founded BulkLoads, the load board for bulk freight, and Smart Freight Funding is part of the BulkLoads family of companies today. It keeps its own name, its own team and its own phone number.

Bulk is still the credit we know best, but it was never the limit. We factor flatbed, reefer, dry van, tanker, livestock and hotshot freight on the same terms as a hopper bottom.

We won’t make you sign a contract, because we don’t believe in them. You should be in control of your own money, and an arrangement that is good enough should not need a legal instrument to keep you in it. We are a company of about twenty people with more than 50 years of combined experience in dispatching, contracting and trucking accounting.

An account manager on a headset call at their desk.

Quick facts

Founded
2015
Headquarters
Waterloo, Nebraska
Owners
Rachael Biesterfeld, Jared Flinn, Matt Fredin
Part of
The BulkLoads family of companies
What we do
Freight factoring for every trailer type and any load
Terms
No contracts, no minimums, factoring with recourse

How we work

What you can count on.

Nothing that locks you in

No contract, no notice period, no monthly minimum. We factor with recourse so we never need to lock you in, and you choose which customers you factor.

A personal accountant

Every client is assigned an accountant who handles their receivables. Same person, same phone number, every time.

A real person on the phone

No menus, no callback queue and nobody reading from a script. Live support is available every day of the week.

Credit checked before you haul

We check the credit of every broker and shipper before you can factor their loads, so you know the invoice will fund before you book.

Focus on driving. We will do the rest.

The application takes a few minutes and is usually processed within 24 to 48 hours. No contract, no minimum.