No contracts. Ever.
Nothing to sign that locks you in, no notice period and no early termination fee. If you want to stop using us, you stop. We factor with recourse, which is why we never need to lock you in.
Freight factoring for every trailer
Bulk made our name. We fund every load.
Smart Freight Funding built its reputation factoring bulk freight, and it is still the credit we know best. It has never been the limit of what we fund. Any trailer, any freight: if it moves and it gets invoiced, we factor it, on the same terms.
Bulk
Where this company started.
Open deck
Steel, lumber, machinery, and hot loads.
Enclosed
Van and reefer freight.
Specialized
The equipment nothing else substitutes for.
Don’t see your trailer? Ask us.
These are the trailers we see most, not the only ones we fund. Step deck, RGN, belly dump, side dump, car hauler, curtain side, intermodal: if you haul it and invoice it, call and we will tell you straight whether we can factor it.
What actually decides it is the credit of the broker or shipper who owes the invoice, not the shape of the trailer that moved the load. So the most useful thing to have ready when you call is the name of your customer.
What makes this different
We will never ask you to sign a contract.
No minimums
No minimum number of loads, no minimum dollar volume, no monthly commitment. A quiet month costs you nothing.
No hidden fees
No ACH fee, no invoicing charge, no monthly service fee. The rate you are quoted is the cost.
Whatever is behind the truck.
Fill out the application, or call and describe your freight and your customers, and we will tell you plainly where you stand.